CONSTRUCTION FOR THE NEW COACHELLA VALLEY ARENA IS MOVING ALONG AT BREAK-NECK SPEED The new Coachella Valley Arena, so named until a Title Sponsor is named, is a $300 million, 11,000+ seat arena on 43-acres adjacent to the Classic Club at Cook St and the I-10 freeway and is expected to be complete by Fall […]
PGA Tour Pro’s Play for a $7.6 million purse at the 2022 American Express Golf Tournament in La Quinta, CA. January 19 – 23, 2021 PGA West, La Quinta, CA After the disappointment of the 2021 tournament with no fans due to the pandemic, the PGA Tour returns to the Coachella Valley to kick off […]
There is more to selling a home than you might think. After hearing stories from friends and reading the news, it’s easy to think that homes sell themselves. Put a price on it; photograph it; put a sign in the yard; and voila – you sold your home….right? But, with closer look, there’s a […]
Soft inquiries, sometimes known as a soft credit check or a soft credit pull, do not impact your credit scores because they are not attached to a specific application for credit. They can occur when a credit card issuer or mortgage lender checks a person’s credit for preapproval purposes. Examples of soft inquiries are when […]
When the situation arises that you have a lump sum of cash to pay down your existing mortgage, there may be different options available. Pre-paying principal on a fixed-rate mortgage shortens the term of the mortgage but the payment stays the same. Conversely, recasting a mortgage with a lump-sum principal payment lowers the principal and […]
Do you remember if or when you have replaced your washing machine hoses? Are they the original hoses and if so, how old is your washing machine? It is recommended that washing machine supply hoses should be replaced every five to seven years. Washing machines, like all appliances, are expected to work and when they […]
The Fannie Mae and Freddie Mac loan limits are adjusted annually to keep up with cost of living but with the appreciation experienced in many markets, it may not be enough. When the conforming loan limit is not enough, qualified buyers can turn to a jumbo loan. The maximum loan limit on conforming, conventional loans […]
Credit utilization reflects how much of your available credit is being used at a given time. Lower credit utilization indicates that a borrower is not heavily relying on their credit and that they are using their credit responsibly. Is calculated by dividing your total credit card balances by your total limits. The higher the percentage, […]
Some people consider a house payment as basic as monthly utilities but with a plan and some discipline, you can be mortgage free. Consider a person borrowed $300,000 at 3% for 30 years, the principal and interest payment would be $1,264.81 and at the end of 12 years, the unpaid balance on the mortgage would […]
Homeowners know the need to periodically check certain things around the home to ensure that things operate properly and efficiently. If maintenance is required, it may be less expensive to take care of it early rather than waiting until it is not working at all. Checklists are helpful because it requires little effort to know […]
