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  • Cathi & Ben Walter
  • Sales & Marketing Specialist, Realtor
  • 44530 San Pablo, Suite 101
  • Palm Desert, CA 92260
  • P: (760) 218 – 5752
  • F:
  • E: Cathi@DesertAreaHomeFinder.com
  • DRE# 01346930
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A Message From Cathi & Ben...

We hear similar stories repeated in different ways from our clients; At first, they look forward to stolen weekend's to golf & relax in the desert - they gradually discover they're crafting ways to spend more time here until it becomes clear, life just doesn't get any better than this."

Once that realization hit's, the process of change begins... We know what an extraordinary commodity your home is - buying or selling a home can be one of the most important decisions you will make and having the right team on your side will make the difference.

We specialize in homes throughout the Palm Springs Valley including Palm Desert Real Estate & Homes, Indian Wells Real Estate & Homes, La Quinta Real Estate & Homes, Rancho Mirage Real Estate & Homes, Palm Springs Real Estate & Homes& Indio Hills Real Estate & Homes. Whether you want to buy or sell an estate, lock & leave property with income potential, a resort property, land to build your dream home, or a property located in a country club or golf community we know the desert and are here to help. Our motto, If its important to you, it's important to us, guides us as we help our clients buy or sell a home in the desert.

Thank you for visiting DesertAreaHomeFinder.com, we hope you find our site helpful and we look forward to speaking with you it's easy, just click on the picture of a cell phone in the upper right corner of this web site and it will ring our cell phone directly.

Personal Messages

Important Points Of The Home Valuation Code Of Conduct

Changes to the home appraisal process haven been long awaited and are finally here. As of May 1, 2009 the following points have been implemented to protect homebuyers, mortgage investors, and the housing market.

1) The code prohibits lenders and third parties from influencing the development, result, or review of an appraisal report.

2) It also requires lenders to provide homebuyers with a copy of the appraisal report no more then three days before closing, which in my opinion should be standard practice anyway. After all the homebuyer is paying anywhere from $350 and up for the report. Some lenders may require the purchaser to reimburse the cost of the appraisal but supply the report at no additional cost.

3) Any third party authorized to perform specific actions on the sellers behalf must comply with the Code as well.

4) Requires lenders or third parties authorized by lenders to be responsible for selecting, retaining, and providing for payment of compensation to all appraisers. No other third parties are allowed to perform these actions.

5) A lender that has originated a loan can accept an appraisal report from an appraiser originated by another lender as long as there are written assurances that that appraiser adopted the code and determines that the appraisal conforms to appraisal requirements.

This code must be followed for any mortgages that are purchased by Freddie Mac and Fannie Mae, the two largest purchasers of mortgages in the secondary market.

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Get In Touch

  • Cathi & Ben Walter
  • REALTOR ®
  • 44530 San Pablo, Suite 101
  • Palm Desert, CA 92260
  • P: (760) 218 – 5752
  • E: Cathi@DesertAreaHomeFinder.com
  • CalBRE# 01346930

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